EXCLUSIVE EXPOSE : Western Union MTCN yahoo yahoo boys and the mugu A partnership of Criminals
Yahoo
Yahoo Boy just sent this to all his yahoo pals on yahoo messenger
:"EFCC and ICPC....dey online ...dem dey always talk like
whitie.......oooh ...and for networks dem dey hack into networks
...especially
starcoms,new browsing networks ....so they are hacking thru ..and they
will send money to someone via western union ...jasi bro i just dey tell
u cos i don see people wey dem don catch and it was on efcc show on
saturdays ....CAREFUL bro pass this to every one on your list Breaking
News to everyone. This is to let everyone know that Nigeria Telephone
Companies are now working with EFCC. Zain just called my pal on 27th of
feb. They are trying to get personal details about him. They called with
08021900000. Pls becareful out there"
starcoms,new browsing networks ....so they are hacking thru ..and they
will send money to someone via western union ...jasi bro i just dey tell
u cos i don see people wey dem don catch and it was on efcc show on
saturdays ....CAREFUL bro pass this to every one on your list Breaking
News to everyone. This is to let everyone know that Nigeria Telephone
Companies are now working with EFCC. Zain just called my pal on 27th of
feb. They are trying to get personal details about him. They called with
08021900000. Pls becareful out there"
Western Union, MTCN yahoo yahoo boys, and the mugu. A partnership of Criminals with western union as the principal Partner !
Underground Investigation out !
A typical 419 procedure
1.send out bulk email aka spam with a suitable (format) Charity,abacha family,Lottery etc
2. get a reply from a mugu/maga
3.Con maga/mugu/maye the 419 process (carry phone,wash wash process, etc )
4. Maga sends money to you posing as a british resident via western union
5.The Western Union Agent (a Scammer) recieves a
text/call from the scammer in Nigeria with the details of the WU txn
like the name ,amount,control number makes forged documents like a
passport or drivers license. He fills the form and signs it !
6.Western union gets paid a commision for the transaction .The agent gets a commission from WU for the transaction
WU comes for periodic checks and forewarns the agent as they need time to get their books ready .
Western Union has long been known to be a conduit for the transfer of illegal sums of money by all kinds of scammers and conmen
This institiution for what it is worth has not been known to have any ties or alliances with instigators of these nefarious acts
until the advent of the Nigerian 419 phenomenom. As far back as 1999 Nigerian scammers have routed their scam proceeds through western union
to nigerian cities and agents based in Nigeria.
but with time as the advance fee fraud became
international it attached an iconic stigma to nigeria , The losers or
conned or mugu/maga/maye or the Americanised slang for them suckers,
became smarter and were quick to protest if requested to send
funds through WU to nigeria. This was not good for business
funds through WU to nigeria. This was not good for business
and a solution had to be found .Root of the problem
was the location of these WU agents .How about setting up WU agents in
the UK ?
How about it !
Quickly as this was a matter of money and Nigerians
are known to rise to the task immediately if it involved quick cash.
Nigerian UK residents initially
made aquaintancers with WU Agents and a deal was
struck .Most WU agents were Asian and not privy to the money making 419
empire took percentage cuts in being
recievers of these sums .
After steps 1-6 is over the Agent owner who gets
about 5percent of the recived money natuarally becomes the winner in
this deal as the volume of transaction
grows exponentially with cash recieved and per se
per se infinitum admitum The need for such WU agents to be Nigerians
gained ground and thereabouts became mainstream
WU began to grant approvals for WU agents to small
businesses like Hairdressers,corner grocery shops etc and the WU
agencies slowly shifted to Nigerians and a small stream of Ghanaians
within the African
community in the UK
community in the UK
.This began the golden age of western union as
business for these dummy WU agents grew so did commisions for WU grow
also as it was a double commision transaction for most
deals as they had to be routed through WU in the UK
and then through WU to Nigeria (to the original scammers) each leg of
this txn accruing a commision payable to WU and the WU agent it self. !
Easy as stealing money from a baby.
But Then WU started to get complaints fron the
mugus and magas and not wanting to be the spoilsports decided to
investigate and what they found was alarming !
There was indeed serious 419 money laundering going through them !
Reprisal time you would think ? hmmmmmm yes uh uh
.. hell no ! some of these Agents with ghost Receivers were pulling in
close to a 100,000pounds a day and with WU charging at least
5percent.One of these shops was taking care of area targets !
How can a small barber shop have a footfall of
twenty people all day yet you received over a 100,000pounds about
25million naira ! and sent about 60percent of these funds to Nigeria !
and WU does nothing ?
Well no The art of stealing can be elevated to the
art of stealing aiding & abetting,error of omission and making it
legal according to the laws of the land .WU pays tax to the UK
and this is good money for the Her majestys Revenue and customs. The
british poliuce largely ignores these activities and focus more on the drug
threat and gang violence which is more ruinous to their society as it generates
little or no tax .. If this was not so why do they sit back and watch WU prtner
with scammers.
and this is good money for the Her majestys Revenue and customs. The
british poliuce largely ignores these activities and focus more on the drug
threat and gang violence which is more ruinous to their society as it generates
little or no tax .. If this was not so why do they sit back and watch WU prtner
with scammers.
To keep this credible,WU then went on a public
flogging and suspended a few agents over non compliance received through
them and then the inverse inquisition began as WU area managers
went around “educating” their
agents on how to detect fraud they were perpetrating ! LOL ! !!!!(laugh out
loud !)
went around “educating” their
agents on how to detect fraud they were perpetrating ! LOL ! !!!!(laugh out
loud !)
Competition:
Then money transfer became very competitive as more
and more people got into the money transfer business and Companies like
Fexco another WU derivative and Moneygram became very active in taking a
market share in International Transfer.MG or mama gee as moneygram is known got
into the market and gave licenses to these corner shops in an attempt to beat
WU .MG is American and their Standards and policies are quite strict towards
laundry.
market share in International Transfer.MG or mama gee as moneygram is known got
into the market and gave licenses to these corner shops in an attempt to beat
WU .MG is American and their Standards and policies are quite strict towards
laundry.
As at 2007 there was a steady crop of American
Mugus who preferred to send money via MG as they became wary of WU any
Nigerian MG agent therefore had a gold mine sitting in his laps and the
MG was reserved for such stubborn mugus.by mid to late 2008 MG
introduced another set of guidelines to check Passports and other ID of individuals and required a photocopy of
the ID sent in for every transaction.Nigerians not to be outdone were more than
ready to make fake ID which cost about 40pounds each. This cost was borne by
the scammer who sent in the the MG Message control number (MTCN) or “control “
as it is called by scammers. Then the big shock came as Mugus began giving
feedback to MG who did a thorough audit of their Agents branches and found that
a good number of them in the peckham,dalston,woolwich,canning town areas were
actively involved in the money laundry of 419 scam proceeds.
introduced another set of guidelines to check Passports and other ID of individuals and required a photocopy of
the ID sent in for every transaction.Nigerians not to be outdone were more than
ready to make fake ID which cost about 40pounds each. This cost was borne by
the scammer who sent in the the MG Message control number (MTCN) or “control “
as it is called by scammers. Then the big shock came as Mugus began giving
feedback to MG who did a thorough audit of their Agents branches and found that
a good number of them in the peckham,dalston,woolwich,canning town areas were
actively involved in the money laundry of 419 scam proceeds.
MG quickly closed down such shops and instated new
controls that required the id cards to be passports and had to be
verified first on line via their databases .That was the beginning of
the end of MG for the scammers .
Western Unions Reaction
Major compertition out of the way WU re-embarked on
their Anti Fraud campaign but this time with a twist as specific Agents
were Forewarned of audit and assurance days which contravened the
policies of
surprise audit checks by WU audit dept.
A certain Area manager in east london used to
surprise audit checks by WU audit dept.
A certain Area manager in east london used to
Call the 419 WU agents and warn them when they were coming for audit checks.
Not all money sent via WU to Nigeria is fraudulent
but about 85percent of regular funds recived by the same persons is as
there are companies who charge even much cheaper than WU and offer the
same service. Any
Bank in Nigeria that acts as a WU agent should be wary of the same individuals
who keep coming to recive WU.In most cases they are fraudsters and scammers !
Bank in Nigeria that acts as a WU agent should be wary of the same individuals
who keep coming to recive WU.In most cases they are fraudsters and scammers !
Who are those involved:
It is one thing to be a yahoo yahoo boy in Nigeria
but a completely different thing to get the proceeds in nigeria.Lets
assume the mugu sends 1000pounds(150,000naira) the Agents take about
5-10percent depending .
There are “control” pimps who act as intermediaries between the yahoo boys in
nigeria and the WU 419agents in england.A lot of these WU agents are Business
centres and Cybercafes owned by respectable nigerians who act as fronts for WU.
They are usually located in busy spots to fool people into thinking they are
doing legit business and another way to detect them is if you want to recive
legit WU money they usually decline as they tend to hold on to cash as much as
possible.But if you want to send money legitimately they are your best friends
as they need the cash to pay off local “control pimps” in the uk.
There are “control” pimps who act as intermediaries between the yahoo boys in
nigeria and the WU 419agents in england.A lot of these WU agents are Business
centres and Cybercafes owned by respectable nigerians who act as fronts for WU.
They are usually located in busy spots to fool people into thinking they are
doing legit business and another way to detect them is if you want to recive
legit WU money they usually decline as they tend to hold on to cash as much as
possible.But if you want to send money legitimately they are your best friends
as they need the cash to pay off local “control pimps” in the uk.
It is a very intense accounting business.
1.A steady crop of young Nigerian student studying
in the UK do this as full time jobs and are liviing very large on the
proceeds .Our sources indicate that slowly ladies are being initiated
into this new form of Trading in MTCN.In short one of the
target shops a lady came and was enquiring if they do control as she had yahoo
yahoo boys connections in nigeria .
target shops a lady came and was enquiring if they do control as she had yahoo
yahoo boys connections in nigeria .
2.There are reports of it being a family business
in some locations as audit checks require a complete rewriting of the
send and receive forms with different handwriting and signatures and in
some cases madam and kids are
called in to the family business as charity begins at home and anyway they are
more trustworthy !
called in to the family business as charity begins at home and anyway they are
more trustworthy !
3.A list of individuals and shops trading in london
and thriving with pictures and conversations is to be published after
this article.Please stay Tuned on 9jabook.com rebraining 9geria !
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